Shri Ram Finance Corporation Pvt. Ltd

nse:srtransfin

One of the NBFCs with the quickest growth rate in Central India is nse:srtransfin (Shri Ram Transport Finance) Corporation Private Limited. Ganesh Bhattar founded the company, and Gaurav Bhattar is the current leader. Incorporated in April 2004, SRFC specialized in financing two-wheelers.

Since then, it has been a tale of explosive growth and numerous achievements. It currently has 68 districts, 105 branches, 70 collection locations, and assets under management (AUM) of Rs. 444 Cr. throughout 4 states: Chattisgarh, Madhya Pradesh, Odisha, and Jharkhand. The organization primarily targets rural and semi-urban areas, giving financial assistance to those in isolated locations who cannot access banks.

We Are Global Finance Service Provider

nse:srtransfin have the knowledge and tools to support you in achieving your objectives, regardless of where you are in your financial journey or whether you want to develop and protect your wealth.

Creative alliances and imaginative thoughts  Develop cutting-edge paradigms professionally—transparency between all parties and at all levels.

Vision

Research | Consult | Service

“Financial service provider with diversified financial products which financially strengthens the rural community of central India”

Mission

The financial services in nse:srtransfin we offer:

To be the top option for those at the middle and bottom of the pyramid who want to standardize their way of life through a holistic approach.

Challenges

financial honesty, inclusion, and diversity a strong focus on customers

Shriram Transport Finance nse:srtransfin

Standalone

EXPENDITURE
Consumption of Raw Materials
Purchase of Traded Goods
Increase/Decrease in Stocks
Power & Fuel
Employees Cost 639.10 267.32 278.31 274.88 242.87
depreciate 58.09 34.89 34.94 34.60 34.66
Excise Duty
Admin. And Selling Expenses
R & D Expenses
Provisions And Contingencies 917.25 672.35 805.16 760.79 984.27
Exp. Capitalized
Other Expenses 501.54 345.45 266.04 262.98 249.99
P/L Before Other Inc., Int., Except. Items & Tax 5,493.03 4,027.56 3,760.36 3,748.36 3,316.07
Other Income 3.28 3.71 4.45 5.98 4.47
P/L Before Int., Except. Items & Tax 5,496.31 4,031.27 3,764.81 3,754.34 3,320.54
Interest 3,111.96 2,590.57 2,457.93 2,403.72 2,397.25
P/L Before Exceptional Items & Tax 2,384.35 1,440.70 1,306.88 1,350.62 923.29
Exceptional Items
P/L Before Tax 2,384.35 1,440.70 1,306.88 1,350.62 923.29
Tax 607.38 373.83 341.61 264.49 242.67
P/L After Tax from Ordinary Activities 1,776.97 1,066.87 965.27 1,086.13 680.62
Prior Year Adjustments
Extra Ordinary Items
Net Profit/(Loss) For the Period 1,776.97 1,066.87 965.27 1,086.13 680.62
Equity Share Capital 374.43 170.52 270.52 170.52 270.52
Reserves Excluding Revaluation Reserves
Equity Dividend Rate (%)
EPS BEFORE EXTRAORDINARY
Basic EPS 47.46 39.44 35.68 40.15 25.26
Diluted EPS 47.26 39.44 35.68 40.15 25.26
EPS, AFTER EXTRAORDINARY
Basic EPS. 47.46 39.44 35.68 40.15 25.26
Diluted EPS. 47.26 39.44 35.68 40.15 25.26
PUBLIC SHAREHOLDING
No Of Shares (Crores)
Share Holding nse:srtransfin (%)
PROMOTERS AND PROMOTER GROUP SHAREHOLDING
A) PLEDGED/ENCUMBERED
– Amount of shares (Crores)
– Per. of shares (as a % of the total sh. of prom. and promoter group)
– Per. of shares (as a % of the total Share Cap. of the company)
B) NON-ENCUMBERED
– Number of shares (Crores).
– Per. of shares (as a % of the total sh. of prom. and promoter group).
– Per. of shares (as a % of the total Share Cap. of the company).

Consolidated

EXPENDITURE
Consumption of Raw Materials
Purchase of Traded Goods
Increase/Decrease in Stocks
Power & Fuel
Employees Cost 673.60 267.32 278.31 274.88 242.87
Depreciation 60.51 34.89 34.94 34.60 34.66
Excise Duty
Admin. And Selling Expenses
R & D Expenses
Provisions And Contingencies 918.68 672.35 805.16 760.79 984.27
Exp. Capitalized
Other Expenses 506.21 345.45 266.04 262.98 249.99
P/L Before Other Inc., Int., Except. Items & Tax 5,649.06 4,027.56 3,760.36 3,748.36 3,316.07
Other Income 1.33 3.71 4.45 5.98 4.47
P/L Before Int., Except. Items & Tax 5,650.39 4,031.27 3,764.81 3,754.34 3,320.54
Interest 3,234.93 2,590.57 2,457.93 2,403.72 2,397.25
P/L Before Exceptional Items & Tax 2,415.46 1,440.70 1,306.88 1,350.62 923.29
Exceptional Items
P/L Before Tax 2,415.46 1,440.70 1,306.88 1,350.62 923.29
Tax 615.32 373.83 341.61 264.49 242.67
P/L After Tax from Ordinary Activities 1,800.14 1,066.87 965.27 1,086.13 680.62
Prior Year Adjustments
Extra Ordinary Items
Net Profit/(Loss) For the Period 1,800.14 1,066.87 965.27 1,086.13 680.62
Minority Interest -2.78
Share Of P/L Of Associates 1.52 2.65 1.25 5.10 5.40
Net P/L After M.I & Associates 1,798.88 1,069.52 966.52 1,091.23 686.02
Equity Share Capital 374.43 270.52 170.52 170.52 270.52
Reserves Excluding Revaluation Reserves
Equity Dividend Rate (%)
EPS BEFORE EXTRAORDINARY
Basic EPS 48.27 39.54 35.73 40.34 25.59
Diluted EPS 48.06 39.54 35.73 40.34 25.59
EPS, AFTER EXTRAORDINARY
Basic EPS. 48.27 39.54 35.73 40.34 25.59
Diluted EPS. 48.06 39.54 35.73 40.34 25.59
PUBLIC SHAREHOLDING
No Of Shares (Crores)
Share Holding (%)
PROMOTERS AND PROMOTER GROUP SHAREHOLDING
A) PLEDGED/ENCUMBERED
– Number of shares (Crores)
– Per. of shares (as a % of the total sh. of prom. and promoter group)
– Per. of shares (as a % of the total Share Cap. of the company)
B) NON-ENCUMBERED
– Number of shares (Crores).
– Per. of shares (as a % of the total sh. of prom. and promoter group).
– Per. of shares (as a % of the total Share Cap. of the company).

Board Meetings

Meeting Date Purpose
15 Mar 2023 Employees’ Stock Option Plan
15 Mar 2023 General
31 Jan 2023 General
31 Jan 2023 Results
24 Dec 2022 Dividend
24 Dec 2022 General
20 Oct 2022 General
20 Oct 2022 Results
28 Jul 2022 General
28 Jul 2022 Results

Shareholders Meetings

Meeting Date Purpose
23 Feb 2023 Postal Ballot
04 Jul 2022 Court Convened Meeting
23 Jun 2022 A.G.M.
08 Mar 2022 Postal Ballot
15 Sep 2021 E.G.M.
07 Jul 2021 E.G.M.
24 Jun 2021 A.G.M.
12 Mar 2021 Postal Ballot
19 Aug 2020 A.G.M.
28 May 2020 Postal Ballot
27 Jun 2019 A.G.M.
13 Jun 2019 Postal Ballot
05 Dec 2018 Postal Ballot
26 Jul 2018 A.G.M.
06 Jun 2018 Postal Ballot
13 Dec 2017 Postal Ballot
29 Jun 2017 A.G.M.
27 Jul 2016 A.G.M.
01 Aug 2015 Postal Ballot
31 Jul 2015 A.G.M.
30 Mar 2015 Postal Ballot
09 Jul 2014 A.G.M.,Postal Ballot
09 Jul 2014 A.G.M.,Postal Ballot
05 Jul 2013 A.G.M.
05 Jul 2012 A.G.M.
14 Jun 2012 Court Convened Meeting
24 Jun 2011 A.G.M.
15 Jun 2010 A.G.M.
24 Jul 2009 A.G.M.
31 Jul 2008 A.G.M.
12 Dec 2007 E.G.M.
17 Aug 2007 A.G.M.
30 Dec 2006 A.G.M.
08 Mar 2006 E.G.M.
01 Feb 2006 E.G.M.
20 Jan 2006 E.G.M.
17 Oct 2005 E.G.M.
13 Oct 2005 E.G.M.
09 Sep 2005 A.G.M.
03 Feb 2005 E.G.M.

Loans at your convenience

With the appropriate papers, we gather all the necessary information on your personal, professional, financial, and liability facts.

1.Loans for different purposes

The company offers loans to various businesses, including two-wheelers, four-wheelers, and Kirana and cloth stores.

2.Customer relationship managers

Flexible loan repayment terms, low and attractive interest rates, prompt documentation, and attentive services.

3.One Click Solution Provider

Our quick and devoted team checks all documents within 24 hours, and all you have to do is submit your document with a single click.

Two-wheeler finance is not just round providing loans

The Two-wheeler financing offers options for purchasing two-wheeled vehicles, such as motorcycles and scooters. Two-wheeler loans can help small businesses buy the required vehicles to operate and expand their enterprises. People frequently rely on two-wheelers for mobility and day-to-day activities.

Why is two-wheeler finance necessary?

two wheeler loan

Compared to vehicles or trucks, two-wheelers are frequently a more cheap form of transportation. Two-wheelers are a cost-effective way for people to get around, move things, and commute to and from their places of employment.

Accessibility: Two-wheelers are a more accessible means of transportation for small enterprises operating in densely populated regions since they can maneuver through heavy traffic and tight roads.

Flexibility: Two-wheelers can be modified to match the unique requirements of a business, such as putting on a mobile advertisement display or adding a delivery box. This personalization allows small firms to develop their brands and set themselves apart from rivals.

Expansion: Two-wheeler financing can assist small firms in growing their operations by acquiring more vehicles, increasing their ability to distribute goods, and extending their customer base.

Convenience: Due to quicker approval timelines and lower documentation requirements, two-wheeler funding solutions are frequently more accessible and handy than traditional business loans.

With a two-wheeler loan, you can purchase the bike at a reasonable interest rate with manageable monthly payments. Equated Monthly Installments, or EMIs, are a convenient way to pay back a two-wheeler loan. The duration of the EMIs is between one and one and a half years, and we also give customers the option to pre-close the loan by paying the total balance plus specific pre-termination fees.

Features:

  • Amount of loan: Rs 30,000 to 1,60,000
  • 65% to 80% loan to value (LTV)
  • A speedy loan application process with little paperwork and formalities
  • Adaptable Tenure: Low and enticing interest rates for the 18–30 month period
  • Options for Nach or Cash in EMI
  • Eligible for professionals who are salaried, self-employed, etc.

A business loan

nse:srtransfin

A business loan financing option enables business owners to borrow money for various uses, including growth, equipment acquisition, inventory, and working capital. For small firms, in particular, a business loan is essential since it gives them the money they need to expand and maintain their operations.

Growth: A business loan gives you the money to invest in new prospects and grow your company. It can involve bringing on new personnel, introducing fresh goods or services, and opening shops in new areas. Businesses can use loans to capitalize on growth opportunities and reach long-term objectives.

Working Capital: Funds required to run the firm, such as paying salaries, bills, and other expenses, are referred to as working capital and can be obtained through a business loan. A loan can give the business the cash flow it needs to survive lean times or unplanned expenses.

Purchase of Specialised Equipment: Many firms need specialized equipment to run efficiently. A business loan might give you the money you need to upgrade or buy new machinery, increasing productivity and efficiency.

Inventory: To meet consumer demand, companies that sell things must keep enough merchandise. A business loan can offer the money required for inventory purchases, enabling the company to expand and satisfy client demand.

Credit Development: Getting a business loan and keeping up with payments can assist firms in developing their credit, making it simpler to get other loans or financing choices in the future.

MSMEs, Small and Medium Enterprises, or SMEs, Small and Medium Enterprises, are granted business financing through SME loans. These loans are available to help current businesses expand and advance. The company’s business sectors include Kirana Stores, Cloth Stores, Fancy Stores, Boot House, Hardware and Traders, Medical Shops, Electronics and Furniture Shop, and Dairy and Poultry Farm.

Features:

  • Ticket Size: 50000–150000 Rupees
  • Duration: 12 to 60 months
  • Low and Alluring Interest Rates
  • Simple choices for repayment through NACH
  • Quick documentation No additional costs
  • Loan without security up to $5 million